What Is Motor Fleet Insurance?
Motor fleet insurance covers multiple commercial or private vehicles owned by a business under a single policy, with consolidated renewal dates and fleet-level pricing.
Each vehicle receives the mandatory third-party liability cover and own-damage protection, with optional add-ons such as zero depreciation, engine protection and roadside assistance.
Fleet policies simplify administration, improve negotiating power with insurers and help keep vehicles on the road through faster claim settlement.
Why Do You Need Motor Fleet Insurance?
Simplified Management
One policy and one renewal date for all vehicles.
Fleet Discounts
Better premiums based on fleet size and claims history.
Legal Compliance
Third-party cover is mandatory for every vehicle.
Business Continuity
Faster repairs and claims keep vehicles operational.
Why Choose Our Motor Fleet Insurance Services?
We help businesses manage fleet insurance efficiently and cost-effectively.
Fleet Analysis
Vehicle types, usage and claims history analysed.
Cover Design
Own-damage cover and add-ons selected for each vehicle class.
Fleet Negotiation
Fleet terms negotiated with insurers.
Dedicated Claims Desk
Coordination of surveys and cashless repairs.
Our Process
- Risk Survey We understand your operations, assets, people and contracts.
- Programme Design The right covers, sums insured and extensions for your risks.
- Market Placement Competitive terms obtained from multiple insurers.
- Policy Issuance Smooth documentation, onboarding and endorsements.
- Claims & Renewals Survey coordination, claim settlement and timely renewals.
Start Your Journey Today
Speak with our team for a personalised, no-obligation discussion.
Frequently Asked Questions
How many vehicles make a fleet?
Insurers usually consider a minimum number of vehicles, often five or more.
Can new vehicles be added mid-term?
Yes, vehicles can be added or removed during the policy period.
Are commercial vehicles covered?
Yes, fleets of goods-carrying and passenger vehicles can be covered.
Does a fleet policy reduce premiums?
Fleet size and a good claims record can help secure better terms.
Is driver accident cover included?
Personal accident cover for drivers and occupants can be added as required.