What Is Burglary Insurance?
Burglary insurance covers loss of or damage to property, stock and cash due to theft following forcible and violent entry into or exit from the insured premises.
Cover can be arranged on a full-value basis or a first-loss basis, where a portion of the total value is insured on the assumption that a burglar cannot remove everything at once.
The policy also covers damage to the premises caused during the burglary, and cash in safes can be covered under specific terms.
Why Do You Need Burglary Insurance?
Theft Protection
Covers stock, goods and valuables against break-ins.
Damage to Premises
Includes damage caused during the burglary.
Cash Cover
Cash in safes can be covered with specific terms.
Affordable Premiums
Modest premiums for valuable protection.
Why Choose Our Burglary Insurance Services?
We structure burglary cover that reflects your actual risk and security arrangements.
Security Review
Premises security and stock values assessed before cover is designed.
Right Basis of Cover
Full-value or first-loss basis chosen to suit your business.
Insurer Comparison
Terms, conditions and premiums compared.
Claims Guidance
Support with police reporting and documentation.
Our Process
- Risk Survey We understand your operations, assets, people and contracts.
- Programme Design The right covers, sums insured and extensions for your risks.
- Market Placement Competitive terms obtained from multiple insurers.
- Policy Issuance Smooth documentation, onboarding and endorsements.
- Claims & Renewals Survey coordination, claim settlement and timely renewals.
Start Your Journey Today
Speak with our team for a personalised, no-obligation discussion.
Frequently Asked Questions
Is simple theft covered?
Standard policies require forcible entry; theft without forcible entry is usually excluded.
Do I need to file a police report?
Yes. An FIR is essential for a burglary claim.
What is first-loss cover?
A cover where only a portion of the total value is insured, reducing premium for businesses with large stock.
Is employee theft covered?
Generally not under a burglary policy; fidelity guarantee insurance covers this risk.
Can homes be covered for burglary?
Yes. Home insurance packages often include burglary cover for contents.