Risk Profiling

1

Income Stability

How would you rate the reliability of your income now and in the future (salary, business profits, investment income, etc.)?

Very secure Somewhat secure Not secure

2

Investment Time Horizon

How long do you expect to keep your investments before you'll need to use the money?

More than 3 years 1 to 3 years Less than 1 year

3

Risk Perception

How comfortable are you with taking risks when investing?

I am comfortable taking higher risks for potentially higher returns I prefer a balanced approach with moderate risk and returns I prefer lower-risk investments with stable returns

4

Reaction to Market Volatility

How would you respond if your investments dropped significantly in a short period?

Stay invested and possibly invest more Be concerned, but wait and review the situation Be very concerned and consider selling to limit losses

5

Investment Experience

How would you describe your experience with investing?

Experienced — I actively manage my investments Moderate — I have some experience but prefer guidance Limited — I am relatively new to investing

6

Financial Knowledge

How confident are you in your knowledge of financial markets and investment products?

Advanced — I have a deep understanding Intermediate — I know the basics Limited — I need help understanding financial products

7

Emergency Fund

Do you have an emergency fund set aside for unexpected expenses?

Yes, a substantial emergency fund A basic emergency fund No emergency fund

8

Debt Tolerance

How comfortable are you with using debt (loans or credit) to reach your financial goals?

Comfortable, for potentially higher returns Cautious — I prefer to minimise debt I avoid debt whenever possible

9

Risk Capacity

How much financial loss can you tolerate without affecting your lifestyle or goals?

Significant — high capacity for risk Moderate capacity for risk Low capacity for risk

10

Product Familiarity

How familiar are you with investment products such as stocks, bonds, mutual funds and ETFs?

Very familiar — I research and understand various products Somewhat familiar — I have a basic understanding Not familiar — I rely on others

11

Investment Preference

Which type of investments do you prefer?

Aggressive investments with potentially higher returns A balanced mix of investments Conservative investments with stable returns

12

Return Expectation

What portion of your investment are you willing to expose to higher risk for potentially higher returns?

More than 50% 20% to 40% None

Your Details

Choose the Option That Fits You Best